Access Healthcare Direct is revolutionizing the healthcare industry through an innovative Direct Primary Care (DPC) practice model that improves health care quality while also reducing costs. Both employers and individuals are embracing DPC, which removes the “middle man” (i.e. insurance companies) from the relationship between patient and physician. By doing so, there are no third party insurance companies driving up costs or controlling doctors’ medical decisions. Therefore, the patient’s best interest is the number one priority – not insurance companies or the government.

Access Healthcare Direct’s national network of physicians deliver comprehensive primary care services through a simple and affordable fixed monthly fee. No co-pay. No deductible. No prior authorizations. No insurance required.

What Types of Patients Benefit from DPC:

• Uninsured patients
• Patients with insurance but who do not want to wait extended periods of time to see a physician in their network
• Patients with high deductible plans

Should l have insurance if I go to a DPC Practice?

We encourage people to have insurance to cover catastrophic costs that can be associated with health care like hospitalization and surgery. However, this model makes primary care affordable even if you do not use insurance. For patients that do have insurance, they can still come to this type of practice, sometimes even for less out of pocket expense than going to a practice that takes and files insurance.

Does a membership count as insurance for the Affordable Care Act (ACA)?

The membership provides access to care often not covered under many ACA plans. If you combine your membership with a medical cost sharing plan through Liberty Direct, then you will be exempt from the ACA requirement and you will not be fined.

The membership does not qualify as stand-alone insurance under the Affordable Care Act.

Members often save money by combining our services with high deductible plans or medical cost sharing plans. The high deductible plans serve as ‘wrap-around’ insurance for major events that might require procedures or hospitalization. The membership can take care of your everyday health needs including treating chronic medical conditions. For example: using car insurance to cover for big accidents, but paying out of pocket for the routine maintenance and upkeep.